The legal process of buying a home, known as conveyancing, generally takes around 12 to 16 weeks. However, this timeline can vary considerably, and delays can occur. These delays are often due to both parties not being as responsive as they should be or can arise in more complex situations, such as when the purchase is part of a divorce, or probate case, or involves a leasehold property. So how do we speed up the conveyancing process in Oswestry? let’s take a look.
Tips to Speed Up the Conveyancing Process
Delays in the conveyancing process can be frustrating, particularly when they are unexpected or out of your control. Here are 10 ways to help speed things up:
- Instruct Your Conveyancer Early
To avoid delays, instruct your conveyancer as soon as possible, ideally before you even make an offer on a property. Conveyancers need to complete anti-money laundering checks before they can start their work, so providing them with your identification early will put you ahead of the game.
To receive a quote from one of our trusted partners, please email daniel@danieljamesresidential.com
- Prepare Your Mortgage Application in Advance
Before you start house-hunting, research your mortgage options and secure a Mortgage Agreement in Principle. This will allow you to submit your full mortgage application quickly once your offer is accepted. If you’re receiving financial help, such as a gifted deposit from a family member, let your conveyancer know immediately so they can prepare the necessary documentation.
We can help with your mortgage, contact a member of the team on 01691 674494, whether you are porting your mortgage, shopping for the latest deals or you may require income protection or life cover, one of our trusted advisors will be on hand to help.
- Order Local Searches as Soon as Possible
Local searches can be a major source of delay. While the government aims for these to take no longer than 10 working days, in reality, they can take much longer depending on the area. Ask your conveyancer to order these searches promptly, and consider using a private search company to conduct a “personal local authority search” if this can be done more quickly.
- Stay Organized with Your Paperwork
If you’re selling a property, you’ll need to complete and provide the necessary documents, such as the TA6 Property Information Form (which covers disputes, renovations, and warranties) and the TA10 Fixtures and Fittings Form. Have all relevant certificates, like FENSA certificates for window replacements or damp-proofing documents, ready to avoid delays.
- Arrange Building Insurance Before Contracts Are Exchanged
Most mortgage lenders require that you have building insurance in place on the day contracts are exchanged. Make sure to research and arrange insurance early to meet this condition.
Again, we can also steer you in the right direction with insurance.
- Stay in Regular Contact
Keeping in touch with your conveyancer and estate agent ensures you stay informed about the progress of your sale. Regular updates also help keep your case moving and prevent it from slipping down the priority list. Schedule follow-up calls to maintain momentum.
At Daniel James Residential we conduct all our sales progression in-house, so updates and peace of mind on that front.
- Respond Quickly to Queries
Prompt responses to queries from your conveyancer or the other party can significantly speed up the process. Treat these inquiries as urgent, as even small delays can cause the entire timeline to slip.
If you have any questions about the conveyancing process contact our Oswestry Office today.
https://www.danieljamesresidential.com
Tel: 01691 674495
E: Oswestry@danieljamesresidential.com
